What is a QME and why do I need one?

A Qualified Medical Examiner (QME) is a physician certified by the state to perform independent medical evaluations in workers' compensation cases. If you do not have an attorney, you will receive a QME panel to choose from. The QME report is crucial as it determines your permanent disability rating and can significantly impact your benefits. If you have an attorney, you may use an Agreed Medical Examiner (AME) instead.